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The Sears Home Warranty covers water damage to a home, but it does not cover damage caused by fire. Samantha is an editor who covers all topics home-related including home improvement and repair. She edited home repair and design content at websites like The Spruce and HomeAdvisor.
What does the Sears Protection Agreement cover?
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Whole Home Terms & Conditions. Exclusion and limitations of sears home warranty coverage.
Customer testimonial: Courteous and knowledgable
The Sears Protection Agreement covers manufacturer’s defects, normal wear and tear, and cosmetic defects. With this agreement, customers will receive unlimited warranty service and no deductibles. Have been out 9 times over 9 months to fix ice maker and still not fixed. Can't talk to live person in management to get issues resolved.

I was told that I could cancel at any time, without a penalty NOT TRUE. This is not a good business practice and I feel I was taken advantage of as a senior citizen and will keep going through the better business bureau or small claims court if needed. A Sears appliance warranty plan comes with unique perks, such as free preventative checks for your heating and cooling systems and discounts on oil changes. Sears appliance plans cover all major kitchen appliances, however, they don’t protect duplicate appliances. For example, if you have a second refrigerator, range, oven, or cooktop, the item won’t be covered with one of the Sears plans or add-on options. Sears Home Warranty plans offer unique benefits to customers.
Typical repair & replacement costs†
Below are the prices for the three Sears home warranty plans. On the downside, their premium and service charges are slightly above the industry average. In addition, a few customers have faced issues, such as unexpected costs, repair delays, and communication issues. Sears Home Warranty does have unique plans to cover specific areas of your home such as solely appliance coverage or coverage for all the intricate systems of your home. If you happen to want whole home coverage, they have a great comprehensive plan for that as well. And systems start needing repairs or full replacement.

Every appliance comes with a factory warranty that protects your purchase for a limited amount of time. After that warranty expires, you can choose to purchase another limited warranty to extend that coverage. American Home Shield also has an efficient claims process. The company claims to approve and assign technicians to claims within 24 hours of the claim, 98% of the time. Additionally, all three plans have limits of $10,000 per claim, which is higher than other home warranty companies that have coverage caps of $1,500 per appliance per term length.
Yes, Sears Home Services is part of the Sears Holding Corporation. The company provides home warranty plans, underwritten by Cinch Home Services. Sears Home Warranty does not cover water damage, although homeowners insurance may.

Yes, Sears continues to offer repair services, by appointing their pre-screened service technicians for repair work. The Appliance Plan costs $49.99 per month, whereas the Systems Plan costs around $59.99 per month. The Whole Home Plan is a comprehensive plan with a monthly cost of $69.99. Premier Upgrade Package - You can purchase this package to accompany any plan, and avoid paying for permits and code upgrades. The maximum coverage provided is up to $1000 per claim. We maintain complete transparency with the readers on our website.
Its ShieldPlatinum™plan is the most comprehensive plan, covering 23 systems and appliances, such as your plumbing, refrigerator, and dishwasher. Its ShieldGold™plan also covers 23 systems and appliances and includes rekey services and air filter discounts. Its ShieldSilver™plan covers 14 essential home systems. Prospective and current Sears appliance owners have the option to cover their appliances using a Sears warranty plan or a plan from a third-party company. American Home Shield has 50 years of experience and has settled $2 billion in claims since 2013.
For example, there’s a $75 service fee for the Appliance Plan and a $100 service fee for the Systems and Whole House Plans. The home warranty industry average for service fees is $75. My refrigerator was and is not working properly, so I contacted Sear's in May 2022. In August the repairman came and replaced the compressor. Finally, the refrigerator was declared unrepairable. They said they submitted a request for a new refrigerator.
With AHS, a higher service fee correlates to a lower monthly premium, whereas the $100 service fee for the Sears Whole House Plan doesn’t correspond to a reduced monthly premium. You never talk to a person and they will change your repair appointment at the end of the day with no reasonable explanation. The Sears appliance warranty is valid for a term of one year. If you want to continue with Sears appliance warranty services, you have the option to renew. Sears offers home warranty plans across the United States, except for Alaska.
The average range of coverage offered by these plans stands at $1000-$1500. However, you might get higher coverage of $10,000 for your appliances and systems, subject to dollar payout limitations for each home system or appliance. Therefore, you can enjoy higher coverage limits than the industry standards with a Sears plan. It has a network of more than 1000 pre-screened technicians who handle about 7 million claims annually. Read our Sears Home Warranty review below, where we have detailed their plans, purchases, costs, limitations, etc., to help you decide whether this company is worth your money.
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